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We know that many employers are raising deductibles on their major medical plans, and that employees may
be faced with higher out-of-pocket costs as a result. Supplemental insurance can help by working to relieve
the financial drain of high deductibles, co-insurance payments, and expenses that aren’t covered by comprehensive
medical insurance.
APL's Limited Benefit Group Hospital Indemnity Insurance plans can be tailored to a variety of needs, including
plans that are compatible with Heath Savings Accounts (HSAs). For employees with high-deductible
health plans, traditional health plans, or no health insurance at all, a hospital indemnity plan can be designed to
help offset some of the financial risk associated with a serious medical event.
Highlights (Policy Form HI-4005 Series):
- Flexible plan designs
- Benefits may be paid directly to the insured, or can be assigned to a chosen hospital, treatment facility or physician
- Guaranteed to Issue, minimum of 10 lives
- Physician and hospital network options are available at an additional cost
Contact APL for more information on this product
The information contained on this product page generally highlights the important features of the particular
product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations,
exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is
subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information,
please consult the terms of the product policy form approved in your state or contact us.
For Agent Use Only. Not For Consumer Distribution.
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