Section 125 Administrative Services

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We know that running a profitable business can be challenging, even in the best of times. Today, it's harder than ever to balance the needs of a business with the demands for competitive employee benefits.

A Section 125 plan can help employers and employees alike. Under the terms of IRS tax code Section 125, employees can use pre-tax dollars to purchase qualified benefits, to pay for eligible out-of-pocket medical expenses, or to pay for dependent care costs. For employees, this may mean increased take-home pay. For employers, this can reduce costs by reducing payroll-related employment taxes.

A Section 125 plan can also add to an employer's current benefit package at little to no additional cost to the employer*. The plan will help employees receive the most for their money by allowing them to select only those benefits they need, not paying for benefits that they can't use.

As a value-added benefit to our brokers, agents, and employer groups, APL offers Section 125 administrative services provided by Total Administrative Services Corporation (TASC), including Premium Conversion Plans, Flexible Spending Accounts, and Flex Debit Cards, for our brokers and agents.

TASC works in conjunction with APL appointed agents, providing them with the tools to help their clients understand Section 125 and to help our agents advise employers on how a Section 125 Cafeteria Plan can enhance their current benefits package and how the plan can be implemented.

*Unless otherwise prohibited by law.

The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us.

For Agent Use Only. Not For Consumer Distribution.