Workforce Benefits that work for

APL offers workforce benefits that may cover costs when major medical insurance doesn’t – helping individuals and families with out-of-pocket expenses and providing brokers and groups with solutions for today’s workforce.

Who We Serve

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Brokers

Your workforce benefits partner

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Groups

Serving employers, associations and unions – big and small

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Individuals

Decide today to protect tomorrow

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Coverage for today’s modern workforce

Whether working from home, the office or on the go – we help provide financial protection, technology solutions and benefits education that are accessible to all employees, all the time.

Helpful resources for every step

Access the tools and online resources you need to easily manage your coverage.

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Broker Resources

Explore our Broker Resource Center to find helpful tools for working with your clients.

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Group Resources

Get quick access to benefits information and your online account.

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Individual Resources

Get 24/7 access to APL policies, claims, ID cards and more in the Online Service Center.

Testimonials

“One of the great things about APL is that we can offer multi-product lines in a group. We can have everything under one umbrella. So, it makes it great from the administrative standpoint – for the group, for the broker office – It just lets things run very smoothly. ”
– Danny Riehm, Worksite Benefit Partners, APL Preferred Broker Partner
“We’ve chosen to use APL over other workplace benefits because they’re much easier to work with. The claims process is easier. They’re always wanting to help. Ninety five percent of my clients have moved from other carriers to American Public Life.”
– Russell Blanchard, R.J. Blanchard Benefit Services, APL Broker Partner
“We work with APL for a lot of reasons. The flexibility and the plan designs probably first and foremost. It allows us to customize products and services for our large, national clients.”
– Lee Stokes, Fidelity Enrollment Services, APL Broker Partner
“We’ve been working with APL for the last ten years, and their customer service is outstanding. We have a special connection with the Broker Resources team – they’ve been with us every step of the way, helping us to secure benefit offerings that fit our clients’ needs.”
– Karen Puerta, Benefits in a Card, APL Broker Partner
“APL pays claims really fast, on time commission payments and also ease of administration. Very little underwriting and paperwork. So, that’s a big plus working with APL.”
– Jamie Sutherland, UTBA, APL Broker Partner
“One of the great things about APL is that we can offer multi-product lines in a group. We can have everything under one umbrella. So, it makes it great from the administrative standpoint – for the group, for the broker office – It just lets things run very smoothly. ”
– Danny Riehm, Worksite Benefit Partners, APL Preferred Broker Partner
“We’ve chosen to use APL over other workplace benefits because they’re much easier to work with. The claims process is easier. They’re always wanting to help. Ninety five percent of my clients have moved from other carriers to American Public Life.”
– Russell Blanchard, R.J. Blanchard Benefit Services, APL Broker Partner
“We work with APL for a lot of reasons. The flexibility and the plan designs probably first and foremost. It allows us to customize products and services for our large, national clients.”
– Lee Stokes, Fidelity Enrollment Services, APL Broker Partner
“We’ve been working with APL for the last ten years, and their customer service is outstanding. We have a special connection with the Broker Resources team – they’ve been with us every step of the way, helping us to secure benefit offerings that fit our clients’ needs.”
– Karen Puerta, Benefits in a Card, APL Broker Partner
“APL pays claims really fast, on time commission payments and also ease of administration. Very little underwriting and paperwork. So, that’s a big plus working with APL.”
– Jamie Sutherland, UTBA, APL Broker Partner

Insured with APL?

You can count on friendly, personal service whether you have questions about your policy or need help filing a claim. Support is a click away or just give us a call. We’re here to help!

Provider Resources

Medical and dental providers can view patient claims status, see explanation of benefits and file claims for APL insureds using our Online Service Center.

Underwritten by American Public Life Insurance Company. These products may contain limitations, exclusions and waiting periods. See your specific policy for full coverage details. A hospital is not an institution, or part thereof, used as a place for rehabilitation, a place for rest or for the aged, a nursing or convalescent home, a long-term nursing unit or geriatrics ward, or an extended care facility for the care of convalescent, rehabilitative or ambulatory patients. All benefits may not be available in all states. Some products may not replace Workers’ Compensation Insurance and may be inappropriate for people who are eligible for Medicaid coverage.